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Ruth State Bank of Ruth, Michigan, has been successfully serving the financial needs of its community since 1907. Trustworthy customer service has been, and will always be, our top priority. Our staff is highly trained and efficient. Long teller lines or frustrating telephone transfers are not experienced here.

Since its inception, Ruth State Bank has changed its services and products to meet the needs of its customers but hasn’t changed the simplicity of its basic banking products. Our core financial products offer ease of use and are competitively priced. Unneeded options that only increase costs or decrease interest income to you are not acceptable. Because we recognize that your time is important to you, our “keep life simple” philosophy will help you get the answers you need in the shortest possible time without the unwanted frustrations.

We offer you an array of banking products and services and promise to keep them simple and competitively priced. We offer certificates of deposit, checking accounts, savings accounts, VISA debit and ATM cards, safe deposit boxes, wire transfer services and notary services. Our loan products can be tailored to meet your cash flow requirements.

Our current family of 6 bank employees have over 125 years of service to the community.  Let us make your family part of our family.

Ruth State Bank is pleased to announce that we are now part of Eastern Michigan Financial Corporation.
We will continue to operate as Ruth State Bank until June 6, at which time we will begin operating as Eastern Michigan Bank and become part of Eastern’s branch network. If you are a current Ruth State Bank customer, you can expect to receive a series of communications from us guiding you through the integration process. If at any time you have questions, please stop by and see us or give us a call at 989-864-3380.








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